Manufacturers Insurance

Commercial insurance designed specifically for the Manufacturing Industry. It provides excellent cover with a range of add-on policies that ensure total protection for you, your employees and members of the public.

Cover can also include your 'Work Away' liability whilst on your clients' sites.

Section 1 - Employers', Public and Products Liability

Employers' Liability Insurance is compulsory under the Employers' Liability (Compulsory Insurance) Act 1969. This insurance protects your business against Legal Liability for costs and damages that you may be legally required to pay as a result of injury or disease affecting an employee. The indemnity is restricted to claims by employees under a contract of service or apprenticeship with the employer.

Public Liability Insurance - protects your business against Legal Liability for accidental bodily injury to, or accidental damage to the property or members of the public caused in the course of the business.

Products Liability - is automatically included in this section. This insurance protects your business in respect of claims against your business arising from products manufactured and supplied in the course of the business.

Section 2 - Building & Contents Cover

This section covers your requirements as owner or occupier of the premises. Cover is tailored to meet your business activities, so some sections may not be required. Insurance is available for:

  • Buildings - including. subsidence
  • Contents
  • Glass, blinds and signs
  • Money
  • Malicious Attack
  • All Risks
  • Computer Breakdown
  • Deterioration of Stock

Section 3 - Business Interruption

Provides insurance for loss of gross revenue or increased cost of working as a result of interruption or interference caused by damage to the property.

Cover includes:

  • Denial of Access, Public Utilities, Book Debts, Unspecified Suppliers

Section 4 - Legal Expenses

Provides cover for expenses incurred in Employment Disputes and compensation awards, Legal Defence, Property Protection, Bodily Injury and Tax Protection.

Section 5 - Personal Accident

This insurance provides compensation for you and your employees in the event of an accident or injury. Cover is available for individuals or as a group policy and as occupational only or 24 hour basis.

Section 6 - Other Covers

  • Directors and Officers Insurance
  • Essential Employee cover
  • Engineering Safety Inspection